closing

Many people approach a closing, at least their first one, with fear and trepidation. Primarily, this is because of the unknown--documents and fees. Most people have no idea what closing costs should be, or what they, as buyer or seller, are responsible for. I'll cover costs shortly.
First, who will be at the closing? Normally, the two parties, buyer and seller, and the closing agent (the title company or attorney).
If brokers have been used, they will often come as well (usually to get their commission checks). My mortgage broker, Bob Baird, comes to my closings when I buy. He doesn't have to come, but he's a professional and wants to see that everything goes smoothly. Because he arranged the lender or lenders for me, he's also there for any last-minute questions I may have. He's the best in the business. These are the kinds of people you want on your team. Bob remembers the terms and structure of my deals better than I do, so he's always good to have around, or a phone